Owning a Home is Closer Than You Think 

Buying a home feels impossible, but you don’t have to do it alone. Many first-time buyers get help from family, and with Tufa, your parents can invest in your down payment—helping you afford a home sooner.

32%

of first time homebuyers get help from family

180%

increase in home prices over the last 10 years

20x

Homeowners build 20x more wealth than renters over time

A Smarter Way to Buy - Without Waiting Years

A down payment is the biggest hurdle for most buyers. Instead of waiting years to save, Tufa lets your family invest in your home—without co-signing or giving money away.

Increased Buying Power

More options, better homes, without compromising finances

Shared Success

When you sell your house, your family gets their investment back plus their share of the higher sales price

Lower Down Payment Needs

Your family’s investment helps you afford a home faster

See how much more home you could afford with support from your family

Our Process

Whether you`re buying your first home or helping someone you love afford theirs, Tufa makes the process transparent, collaborative, and secure — from exploring possibilities to closing the deal.

Mobile app interface with two people
01

See What's Possible

Answer a few quick questions about your goals and your child's homebuying plans. We'll show you how your contribution could increase their buying power — and how Tufa helps structure everything clearly and securely.

Personalized guide interface
02

Get Your Personalized Guide

We'll generate a Guide that includes a customized proposal and a full explanation of how co-investment works — including repayment terms, legal protections, and how your support fits alongside a traditional mortgage. You can use this Guide to start the conversation with your child.

Family reviewing documents
03

Finalize the Plan Together

When your family is ready, Tufa will help you move forward — answering questions, preparing legal documents, and making sure your contribution is clearly defined, protected, and ready for closing.

Mobile app tracking interface
04

Support the Purchase & Track Everything in One Place

Your contribution becomes part of the down payment. Tufa coordinates with the mortgage lender and title company to finalize everything. After closing, you'll have access to the Tufa app — where you can view signed agreements, track the current value of your investment, and explore early repayment options.

See How Homeownership Can Build Your Wealth

Home Purchase Details

$

Future Home Sale

%

2025

Home value

$400,000

Co-Investor Down Payment¹:

$20,000 (5%)

2030

Home value

$493,011

Co-Investor Sale Proceeds:

$24,651 (5%)

¹Excludes $400 origination fee
Lucas C.
Lucas C.

My friends and I always wonder if we’ll ever own a home. It feels impossible, at least anytime soon.

Priya

Boston, MA

Frequently Asked Questions

What if I need to get repaid before they’re ready to sell? What happens if the home loses value?See all FAQs

Partner With Us

Join us in making homeownership more accessible. Partnering with Tufa means empowering families to invest in their future while growing your own impact.

Owning a Home Changes Everything

The market new buyers face today is unlike any time before. Young people often feel trapped in a cycle of renting instead of beginning to build their financial security for the rest of their lives.