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Owning a Home is Closer Than You Think
Buying a home feels impossible, but you don’t have to do it alone. Many first-time buyers get help from family, and with Tufa, your parents can invest in your down payment—helping you afford a home sooner.
A Smarter Way to Buy - Without Waiting Years
A down payment is the biggest hurdle for most buyers. Instead of waiting years to save, Tufa lets your family invest in your home—without co-signing or giving money away.
Increased Buying Power
More options, better homes, without compromising finances
Clear & Simple
Structured investment, transparent terms—no family confusion
Shared Success
When you sell your house, your family gets their investment back plus their share of the higher sales price
Lower Down Payment Needs
Your family’s investment helps you afford a home faster
What Is a Tufa & How Does It Help You Buy a Home?
Tufa is a platform that enables your parents/friends to invest in your down payment by making a Home Equity Investment. This helps you buy a home sooner while keeping their money working for them. Instead of gifting money or co-signing a mortgage, they share in your home’s future value—making it a smart financial move for everyone.
See How Homeownership Can Build Your Wealth
Home Purchase Details
Future Home Sale
2025
Home value
$400,000
Co-Investor Down Payment¹:
$20,000 (5%)
2025
4.27% (avg. annual appreciation)
2030
Home value
$493,011
Co-Investor Sale Proceeds:
$24,651 (5%)
2030
My friends and I always wonder if we’ll ever own a home. It feels impossible, at least anytime soon.
Priya
Boston, MA
How It Works
01
See how Tufa improves your options
Answer a few quick questions, and we’ll show you a customized co-investment plan and connect you with a Tufa Advisor
02
Get pre-approved and ready to make an offer
With a Tufa Down Payment Co-Investment, you can get preapproved with a mortgage lender and work with your agent to make offers.
03
Buy a house
Both you and your family contribute to the down payment. The Down Payment Co-Investment Agreement keeps both investments clear and protected.
04
Here when you need us
Tufa provides annual reports and answers any questions as life circumstances change. When it comes time to sell, we are there to make sure everyone shares in the success.
Help Your Parents Invest in Real Estate—Without Being on the Hook for a Mortgage
With Tufa, your parents can invest in real estate—while helping you become a homeowner. This opportunity wasn’t possible before. Now families can invest in homeownership like never before!
Frequently Asked Questions
What if I need to get repaid before they’re ready to sell? What happens if the home loses value?See all FAQs
Partner With Us
Join us in making homeownership more accessible. Partnering with Tufa means empowering families to invest in their future while growing your own impact.